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ALCUstom Rewards

ALCUstom Rewards logo.

Spend Everyday. Earn Every Day. Reward Yourself.

With ALCUstom Rewards, your purchases pay you back. Earn points on both debit and credit card transactions, then redeem for rewards you’ll love – from cash back to travel, gift cards, and more.

What You Get

  • Earn 1 ALCUstom Rewards point per net $1 spent on Credit MasterCard® purchases
  • Earn 1 point per net $5 spent on Debt MasterCard® purchases
  • Points from both debit and credit cards combine into one rewards balance
  • Automatic enrollment – no extra steps or setup fees
  • Redeem points easily through Online and Mobile Banking for merchandise, travel, cash back, gift cards, and more.

Why Members Love It

  • Earning is Simple – just swipe your cards as usual, whether it’s fueling up, dining out, or paying bills.
  • Build rewards faster when you use both debit and credit cards together.
  • Occasional promotions to supercharge earning your rewards.

Ready to Start Earning?

Use your ALCU Debit and Credit MasterCard® today to start earning your rewards.

ALCUstom Rewards is provided at no cost and available with eligible ALCU debit and credit cards. Points earned on purchases only; exclusions may apply (e.g., PIN-based debit transactions). Points may expire per program rules. Redemption options, values, and availability subject to change. Visit dreampoints.com/americanlake for full program terms and conditions. ALCU does not control third-party rewards platform. See Credit Card and DreamPoints agreements for full details.