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Your personalized offer is a minute away.  

See what you may qualify for with no impact to your credit score.¹

See my personal offer

Driven by You. Backed by ALCU.

You’re ready to roll and we’re ready to help. Whether it’s your first car or your next adventure, we offer flexible financing, fast approval, and loan protection options to keep you covered from day one.

Why Members Choose Us

• Competitive fixed rates for the life of the loan
• Flexible terms up to 84 months
• Pre-approval available for confident negotiating
• Multiple convenient payment options
• Optional protection packages

Loan Protection Options

• Payment Protection Plan – covers monthly payments or loan balance in case of death, disability, or involuntary unemployment.
• Guaranteed Asset Protection (GAP) – covers the loan balance gap if your vehicle is totaled or stolen.
• Maintenance Benefit Agreement (MBA) – covers routine maintenance items like oil changes, brake pads, battery replacement, and more.
• Major Mechanical Protection (MMP) – protects from unexpected repair costs.

Easy Ways to Pay

• Set up automatic monthly payments via direct deposit or ACH
• Pay anytime through Online and Mobile Banking
• Pay with your debit or credit card online
• Mail your payment to us
• Visit our branch or a shared branch location

Ready to Take the Next Step?

• Apply online now to start the process right away; or
• Talk to a local loan specialist who can help you find the best option for your needs.

Membership eligibility required. All loans subject to credit approval. Rates, terms, and conditions may vary. Optional protection products are available and may have additional costs, eligibility requirements, and exclusions. Payment convenience features may have fees to use. Contact us for full details.

¹APR = Annual Percentage Rate. Checking your personalized offer uses a soft credit inquiry and will not affect your credit score. This is not a commitment to lend, and the displayed loan amount, rate, and APR are not guaranteed. Final approval and terms are subject to identity verification, creditworthiness, eligibility requirements, and applicable underwriting criteria. If you choose to proceed, we may obtain a full credit report, which could affect your credit score.