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Auto Loans

Driven by You. Backed by ALCU.

You’re ready to roll and we’re ready to help. Whether it’s your first car or your next adventure, we offer flexible financing, fast approval, and loan protection options to keep you covered from day one.

Why Members Choose Us

  • Competitive fixed rates for the life of the loan
  • Flexible terms up to 84 months
  • Pre-approval available for confident negotiating
  • Multiple convenient payment options
  • Optional protection packages

Loan Protection Options

  • Payment Protection Plan – covers monthly payments or loan balance in case of death, disability, or involuntary unemployment.
  • Guaranteed Asset Protection (GAP) – covers the loan balance gap if your vehicle is totaled or stolen.
  • Maintenance Benefit Agreement (MBA) – covers routine maintenance items like oil changes, brake pads, battery replacement, and more.
  • Major Mechanical Protection (MMP) – protects from unexpected repair costs.

Easy Ways to Pay

Ready to Take the Next Step?

Membership eligibility required. All loans subject to credit approval. Rates, terms, and conditions may vary. Optional protection products are available and may have additional costs, eligibility requirements, and exclusions. Payment convenience features may have fees to use. Contact us for full details.

Auto Loan Rates
Product Description Term Annual Percentage Rate
Automobile New & Used purchase or refinance up to 84 months as low as 5.69%

Apply Today