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Home - American Lake Credit Union

Savings Rates

CD Promotion Rate
Accounts Annual Dividend Rate Annual Percentage Yield Minimum Opening Balance Additional Deposits Withdrawals Dividends Compounded/Credited
5 Months Certificates7 3.687% 3.75% $500 Not Allowed Allowed - See Transaction Limitations Monthly
7 Months Certificates7 3.590% 3.65% $500 Not Allowed Allowed - See Transaction Limitations Monthly
11 Months Certificates7 3.445% 3.50% $500 Not Allowed Allowed - See Transation Limitations Monthly

CD Special Disclosure

Certificates of Deposit Rates
Acounts Annual Divident Rate Annual Percentage Yield Minimum Opening Balance Additional Deposits Withdrawals Dividends Compounded/Credited
90 Day Certificate 2.960% 3.00% $500 Not Allowed Allowed-See Transaction Limitations Monthly
6 Month Certificate 2.374% 2.40% $500 Not Allowed Allowed-See Transaction Limitations Monthly
6 Month Certificate 2.423% 2.45% $10,000 Not Allowed Allowed-See Transaction Limitations Monthly
6 Month Certificate 2.472% 2.50% $50,000 Not Allowed Allowed-See Transaction Limitations Monthly
6 Month Veterans Family Fund 1.50% 1.50% $100 Not Allowed Allowed-See Transaction Limitations Monthly
1 Year Certificate - Bump Feature 2.813% 2.85% $10,000 Not Allowed Allowed-See Transaction Limitations Monthly
1 Year Certificate - Bump Feature 2.862% 2.90% $50,000 Not Allowed Allowed-See Transaction Limitations Monthly
1 Year Certificate - Bump Feature 2.911% 2.95% $100,000 Not Allowed Allowed-See Transaction Limitations Monthly
1 Year Certificate 2.813% 2.85% $500 Not Allowed Allowed-See Transaction Limitations Monthly
1 Year Certificate 2.862% 2.90% $10,000 Not Allowed Allowed-See Transaction Limitations Monthly
1 Year Certificate 2.911% 2.95% $50,000 Not Allowed Allowed-See Transaction Limitations Monthly
1 Year Certificate 2.960% 3.00% $100,000 Not Allowed Allowed-See Transaction Limitations Monthly
2 Year Certificate - Bump Feature 2.276% 2.30% $10,000 Not Allowed Allowed-See Transaction Limitations Monthly
2 Year Certificate - Bump Feature 2.325% 2.35% $50,000 Not Allowed Allowed-See Transaction Limitations Monthly
2 Year Certificate - Bump Feature 2.374% 2.40% $100,000 Not Allowed Allowed-See Transaction Limitations Monthly
2 Year Certificate 2.276% 2.30% $500 Not Allowed Allowed-See Transaction Limitations Monthly
2 Year Certificate 2.352% 2.35% $10,000 Not Allowed Allowed-See Transaction Limitations Monthly
2 Year Certificate 2.374% 2.40% $50,000 Not Allowed Allowed-See Transaction Limitations Monthly
2 Year Certificate 2.423% 2.45% $100,000 Not Allowed Allowed-See Transaction Limitations Monthly
3 Year Certificate 1.982% 2.00% $500 Not Allowed Allowed-See Transaction Limitations Monthly
3 Year Certificate 2.031% 2.05% $10,000 Not Allowed Allowed-See Transaction Limitations Monthly
5 Year Certificate 2.080% 2.10% $500 Not Allowed Allowed-See Transaction Limitations Monthly
5 Year Certificate 2.129% 2.15% $10,000 Not Allowed Allowed-See Transaction Limitations Monthly
18 Month IRA Certificate 1.391% 1.40% $500 Not Allowed Allowed-See Transaction Limitations Monthly
18 Month IRA Certificate 1.490% 1.50% $10,000 Not Allowed Allowed-See Transaction Limitations Monthly
30 Month IRA Certificate 1.490% 1.50% $500 Not Allowed Allowed-See Transaction Limitations Monthly
30 Month IRA Certificate 1.588% 1.60% $10,000 Not Allowed Allowed-See Transaction Limitations Monthly
5 Year IRA Certificate 1.687% 1.70% $500 Not Allowed Allowed-See Transaction Limitations Monthly
5 Year IRA Certificate 1.785% 1.80% $10,000 Not Allowed Allowed-See Transaction Limitations Monthly

CD Disclosure

Save to Win Rates
Accounts Annual Dividend Rate Annual Percentage Yield Minimum Opening Balance Minimum Daily Balance to Earn Dividends Minimum Balance to Avoid Fee Dividends Compounded/Credited
$ 0 - $500.00 1.342% 1.35% $25.00 $ 0 - $500.00 N/A Monthly
$500.01 - $1,000.00 0.847% 0.85% $25.00 $500.01 - $1,000.00 N/A Monthly
$1,000.01 - $5,000.00 0.499% 0.50% $25.00 $1,000.01 - $5,000.00 N/A Monthly
$5,000.01 + 0.449% 0.45% $25.00 $5,000.01 + N/A Monthly

TISA

Holiday Share Rates
Accounts Annual Dividend Rate Annual Percentage Yield Minimum Opening Balance Minimum Daily Balance to Earn Dividends Minimum Balance to Avoid Fee Dividends Compounded/Credited
Holiday Share 0.250% 0.25% $5.00 $5.00 - Annually

TISA

Money Plus Rates
Accounts Annual Dividend Rate Annual Percentage Yield Minimum Opening Balance Minimum Daily Balance to Earn Dividends Minimum Balance to Avoid Fee Dividends Compounded/Credited
Money Plus Share ($0 - $4,999.99) 0.399% 0.40% $5,000 $0 - $4,999.99 $5,000 Monthly
Money Plus Share ($5,000 - $49,999.99) 0.449% 0.45% $5,000 $5,000 - $49,999.99 $5,000 Monthly
Money Plus Share ($50,000-$99,999.99) 0.549% 0.55% $5,000 $50,000 - $99,999.99 $5,000 Monthly
Money Plus Share ($100,000+) 0.598% 0.60% $5,000 $100,000+ $5,000 Monthly

TISA

Sub Share Rates
Accounts Annual Dividend Rate Annual Percentage Yield Minimum Opening Balance Minimum Daily Balance to Earn Dividends Minimum Balance to Avoid Fee Dividends Compounded/Credited
Sub Share 0.25% 0.25% $5.00 $5.00 N/A Annually

TISA