Put the equity in your home to work. Whether you’re renovating, consolidating, or just getting ahead, our HELOC gives you affordable, flexible access to your funds on your terms.
Apply now or talk with our team to start your HELOC journey!
What you should know about HELOCs – View Brochure
Membership eligibility required. All loans subject to credit approval. Rates based on creditworthiness and are subject to change without notice.
* APR (ANNUAL PERCENTAGE RATE). The 4.49% APR is a promotional rate available up to 12 months from the date the account is funded. All loans subject to credit approval. New advances only. Not valid on existing ALCU HELOC balances. Rate will revert to standard HELOC rate after promotional period and then adjust based on your current interest rate structure once every quarter, based on Prime, currently 7.50%, with a maximum rate of 18% as of 06/01/2025, and are subject to change. Offer valid on primary residences only.
Closing costs (set-up fees), including title and document searches are covered up to $500. Any closing costs beyond $500 are the responsibility of the borrower. Member responsible for appraisal cost if desktop appraisal does not achieve desired limit for the borrower. If line is closed within 2 years of the open date, borrower will reimburse the credit union for the closing costs. Valid on primary residences only. Homeowners insurance is required for every line of credit. This is a limited time offer that may end at any time. See credit union for further details.