Rates effective as of 3/23/2026
Savings Accounts Rates
| Accounts |
Annual Dividend Rate |
Annual Percentage Yield |
Minimum Opening Balance |
Minimum Daily Balance to Earn Dividends |
Minimum Balance to Avoid Fee |
Dividends Compounded/Credited |
| Regular Share |
0.02% |
0.02% |
$5.00 |
$5.00 |
N/A |
Monthly |
|
Membeship Rewards Savings ($0.00 - $500.00)
|
2.472% |
2.50% |
$0.00 |
$0.00 - $500.00 |
N/A |
Monthly |
| Membeship Rewards Savings ($500.01 - $1,000.00) |
0.847% |
0.85% |
$0.00 |
$500.01 - $1,000.00 |
N/A |
Monthly |
| Membeship Rewards Savings ($1,000.01 - $5,000.00) |
0.499% |
0.50% |
$0.00 |
$1,000.01 - $5,000.00 |
N/A |
Monthly |
| Membeship Rewards Savings ($5,000.01 +) |
0.449% |
0.45% |
$0.00 |
$5,000.01+ |
N/A |
Monthly |
TISA
The Membership Rewards Savings account is a promotional savings account designed to receive rewards and automated savings from eligible American Lake Credit Union programs. It is not intended to function as a general-purpose savings account.
This account may only receive deposits through Credit Union-approved rewards and savings programs, including Spare Change Round Up transfers, ALCUstom Rewards cash back, promotional bonuses, and other deposits authorized by the Credit Union. Member-initiated deposits are not permitted unless otherwise authorized. Withdrawals and transfers out of the account are permitted at any time, subject to the Membership and Account Agreement. The Credit Union reserves the right to modify eligible deposit sources with appropriate notice as required by law.