Find Your Perfect Checking Account

Designed for the way you bank. 

From everyday banking to premium protection and savings, our Compass Checking accounts help guide your financial journey.

Compass Essential	Compass Advantage	Compass Reserve
Simple & Affordable	Added Protection & Savings	Our Best Account
$4 per month*	$6 per month	$8 per month
Non-Interest Bearing	Non-Interest Bearing	Competitive Dividend Rate
Core Banking Features	Compass Benefits powered by BaZing®	Compass Reserve Benefits powered by BaZing®

*Compass Essential $4 per month fee can be waived with active eStatement enrollment and completing at least 5 Debit MasterCard^® transactions in the month.

View Complete Comparison Chart

Every Compass Checking Account Includes

• Online Banking
• Mobile Banking
• Online Bill Pay
• eStatements
• Digital Wallet (Apple Pay^®, Google Pay^®, Samsung Wallet^®)
• Debt MasterCard^®
• Spare Change Round Up (optional)
• ALCUstom Rewards

Compass Benefits ^{powered by BaZing®}  

• Cell Phone Protection
• Identity Theft Protection
• Roadside Assistance
• Local & National Discounts
• Health Savings Card
• Bill Negotiation
• Financial Wellness
• Pet Care Services
• Loan Rate Discounts

Lean more about Compass Benefits

Compass Reserve Benefits ^{powered by BaZing®} 

Receive everything included with Compass Benefits, plus enhanced protection limits and exclusive premium member benefits.

• Increased Cell Phone Protection Limits
• Increased Identity Theft reimbursement
• Accidental Death Coverage
• Premium Checking Dividends
• CD Rate Premium
• Additional ALCU Member Benefits

Learn more about Compass Reserve Benefits

Ready to Get Started?

Open your Compass Checking account online in minutes, or stop by our branch to receive an instant-issue Debit MasterCard®.

Looking for a Dividend-Earning Checking Account?

Prefer to earn dividends on your checking balance? Our Money Plus Draft accounts combines the convenience of everyday checking with competitive dividend earnings.

Learn More About Money Plus Draft

For complete details, including fees, account requirements, and benefit limitations, please see our Checking Account Rate & Fee Schedule and applicable Benefit Guides.

ALCUstom Rewards available with eligible debit card purchases; terms and redemption options may vary. Debit MasterCard® is issued by American Lake Credit Union pursuant to license by MasterCard International. Federally insured by NCUA. Other restrictions may apply—contact us for full details.