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Certificates of Deposit

Lock In Your Future. Grow It with Confidence.

Whether you’re planning a big move, building your savings, or just looking for a secure return, our CDs put you in control.

You own your future, and at American Lake Credit Union, that includes how you grow it that best fits your goals.

Why choose a CD from American Lake CU?

  • Flexible terms from 3 to 60 months
  • Competitive, fixed dividend rates
  • Open with as little as $500
  • Your funds are federally insured by NCUA up to $250,000 per depositor

Want more flexibility? Ask about a CD laddering strategy to keep cash flowing while maximizing earnings.

Call or visit us to lock in your future today!

CD Promotion Rate
Accounts Annual Dividend Rate Annual Percentage Yield Minimum Opening Balance Additional Deposits Withdrawals Dividends Compounded/Credited
8 Months Certificates7 3.251% 3.30% $500 Not Allowed Allowed-See Transaction Limitations Monthly

CD Special Disclosure

Certificates of Deposit Rates
Acounts Annual Divident Rate Annual Percentage Yield Minimum Opening Balance Additional Deposits Withdrawals Dividends Compounded/Credited
90 Day Certificate 2.960% 3.00% $500 Not Allowed Allowed-See Transaction Limitations Monthly
6 Month Certificate 2.374% 2.40% $500 Not Allowed Allowed-See Transaction Limitations Monthly
6 Month Certificate 2.423% 2.45% $10,000 Not Allowed Allowed-See Transaction Limitations Monthly
6 Month Certificate 2.472% 2.50% $50,000 Not Allowed Allowed-See Transaction Limitations Monthly
6 Month Veterans Family Fund 1.50% 1.50% $100 Not Allowed Allowed-See Transaction Limitations Monthly
1 Year Certificate - Bump Feature 2.813% 2.85% $10,000 Not Allowed Allowed-See Transaction Limitations Monthly
1 Year Certificate - Bump Feature 2.862% 2.90% $50,000 Not Allowed Allowed-See Transaction Limitations Monthly
1 Year Certificate - Bump Feature 2.911% 2.95% $100,000 Not Allowed Allowed-See Transaction Limitations Monthly
1 Year Certificate 2.813% 2.85% $500 Not Allowed Allowed-See Transaction Limitations Monthly
1 Year Certificate 2.862% 2.90% $10,000 Not Allowed Allowed-See Transaction Limitations Monthly
1 Year Certificate 2.911% 2.95% $50,000 Not Allowed Allowed-See Transaction Limitations Monthly
1 Year Certificate 2.960% 3.00% $100,000 Not Allowed Allowed-See Transaction Limitations Monthly
2 Year Certificate - Bump Feature 2.276% 2.30% $10,000 Not Allowed Allowed-See Transaction Limitations Monthly
2 Year Certificate - Bump Feature 2.325% 2.35% $50,000 Not Allowed Allowed-See Transaction Limitations Monthly
2 Year Certificate - Bump Feature 2.374% 2.40% $100,000 Not Allowed Allowed-See Transaction Limitations Monthly
2 Year Certificate 2.276% 2.30% $500 Not Allowed Allowed-See Transaction Limitations Monthly
2 Year Certificate 2.352% 2.35% $10,000 Not Allowed Allowed-See Transaction Limitations Monthly
2 Year Certificate 2.374% 2.40% $50,000 Not Allowed Allowed-See Transaction Limitations Monthly
2 Year Certificate 2.423% 2.45% $100,000 Not Allowed Allowed-See Transaction Limitations Monthly
3 Year Certificate 1.982% 2.00% $500 Not Allowed Allowed-See Transaction Limitations Monthly
3 Year Certificate 2.031% 2.05% $10,000 Not Allowed Allowed-See Transaction Limitations Monthly
5 Year Certificate 2.080% 2.10% $500 Not Allowed Allowed-See Transaction Limitations Monthly
5 Year Certificate 2.129% 2.15% $10,000 Not Allowed Allowed-See Transaction Limitations Monthly
18 Month IRA Certificate 1.391% 1.40% $500 Not Allowed Allowed-See Transaction Limitations Monthly
18 Month IRA Certificate 1.490% 1.50% $10,000 Not Allowed Allowed-See Transaction Limitations Monthly
30 Month IRA Certificate 1.490% 1.50% $500 Not Allowed Allowed-See Transaction Limitations Monthly
30 Month IRA Certificate 1.588% 1.60% $10,000 Not Allowed Allowed-See Transaction Limitations Monthly
5 Year IRA Certificate 1.687% 1.70% $500 Not Allowed Allowed-See Transaction Limitations Monthly
5 Year IRA Certificate 1.785% 1.80% $10,000 Not Allowed Allowed-See Transaction Limitations Monthly

CD Disclosure