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Phone: (253) 584-0079  |  Toll-free: 1-800-244-0874

Choices to fit your needs.

With four checking accounts to choose from, American Lake CU has an account that fits the way you use your money!

Checking Options:

  • Compass Checking: 24/7 access to your funds, no minimum balance, no monthly fee if enrolled in eStatements1
  • Regular Checking: 24/7 access to your funds, earn dividends2, low monthly fee
  • Budget Checking: No minimum balance, low monthly fee
  • Money Plus Checking: Earn dividends based on balance, no monthly fee3

An American Lake CU Debit MasterCard with ALCUstom REWARDS is available on all our Checking Accounts.

Checking Features:

FeatureCompass CheckingRegular CheckingBudget CheckingMoney Plus Checking
Monthly Service Charge$5.00

(Waived with active eStatement enrollment)


(Waived if minimum balance of $5,000 is met)

Earn Dividendsn/aYes

(minimum balance to earn dividends is $1,000)


(minimum balance to earn dividends is $1,000)

Minimum Balance Requiredn/a$1,000n/a$5,000
Free Debit MasterCard with ALCUstom RewardsYesYesYesYes
Free Mobile and Online BankingYesYesYesYes
Overdraft Protection AvailableYesYesYesYes
30,000+ CO-OP ATMs and over 5,600 CO-OP Shared Branches nationwideYesYesYesYes

1 Without eStatement enrollment, monthly fee is $5
2 Minimum balance of $1,000 to earn dividends
3 Minimum balance of $5,000 to avoid monthly fee

For more information or to open a Checking Account, please call us at (253) 584-0079 or visit any of our branches.