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Visa Credit Cards Or
ATM Cards (Debit Cards)

VISA Credit Cards

American Lake Credit Union offers two Credit Cards that are accepted around the world and offer the flexibility you need in a credit card.

Our VISA cards feature:

  • Competitive Low Fixed Interest Rates
  • No Annual Fee
  • No Transaction Fee for Cash Advances or Balance Transfers
  • 25 day grace period
  • Access to over 250,000 ATMs around the world.
  • Acceptance at more than 12 million merchant locations in 247 countries.
  • Global customer assistance 24 hours a day.
  • 24-hour access to your account through Home CU
  • 24/7 Fraud Protection

VISA Platinum Awards Card

Our Visa Platinum Credit Card comes with the Extra Awards Program that encourages you to use your card for all purchases. For every dollar that you spend you earn one (1) point.

Rates as low as 6.90 APR*

You can choose to redeem your Extra Awards points for

  • Cash
  • Gift certificates
  • Airfare
  • Hotels
  • Car Rental

The points are easy to redeem, and they add up quickly. To learn more about Extra Awards or to redeem your points click the following link

VISA Classic Card

Our Visa Classic Credit Card rates are as low as 8.90% APR*

Personal Loans
American Lake Credit Union offers a variety of loans. We have competitive rates, plus flexible terms including no prepayment penalties. Even making payments is easy, with options like automatic payroll deduction, transfer payment programs and telephone and online transfers.

Secured Loans
Low Interest Loans Share Secured Loans

Need some money, but don't want to take it from your savings account? A shared secured loan may be the answer for you. Pledge your funds, either savings or a certificate, as collateral for the loan and you get the best of both worlds - money you borrow at a lower interest rate while still earning dividends on your pledged funds.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency.
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