| *APR= Annual Percentage Rate. Subject to credit
approval. Your rate and credit limit will be determined based
on individual creditworthiness including income, debt ratio,
and employment. Regular rates for a new or used auto as of
07/09/07 range between 6.25%APR and 16.00%APR. Regular rate
for a new or used RV as of 07/09/07 range between 7.50% and
16.00%. See website for current rates. A discount of .50% on
motor vehicle loan rates to members with a open active ALCU
share draft account. A .50% discount on motor vehicle loan
rates to members with a open active ALCU Visa Credit Card account.
A discount of .50% is given on a loan secured by hybrid or
electric vehicles. A $30.00 title transfer process fee is added
to all auto loans. Must be an American Lake Credit Union member
to participate. Anyone living in a school district in the State
of Washington is eligible for membership. Membership at American
Lake Credit Union requires a savings account with a minimum
balance of $5.00. |
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Auto Loans
Whether you’re applying for a loan in person or on-line we’re sure
you’ll find one of our flexible loan options is just right
for you. If you are in the market to purchase a new/used vehicle
or refinance your current vehicle, come and take advantage of the
great loan programs available at your credit union. We'll help you
with the purchase of that new or used car from beginning to end.
Before You Shop...
Get your loan pre-approved! It's the #1 rule of car shopping. We
can help you determine what you can afford to buy. If you have
a trade-in, we can tell you what it is worth so you won't be fooled
by a higher trade-in offer.
Refinancing Your Vehicle
Let us help you save money by lowering your interest rate and payments.
We can help you compare your current terms, rates and payments with
ours.
We also offer:
Gap Insurance
Extended Warranties
Credit Life/Disability
Insurance
Repaying on a vehicle loan is easy with options such as
payroll deduction, payment transfer programs, Homecu Internet Banking
and the Audio Response. We're able to answer questions and assist
members with a variety of products and services, helping you make
sound financial decisions in every part of your life.
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